We offer a variety of Savings Accounts to meet your financial needs:Regular Savings
Regular Savings Accounts – passbook savings pays dividends designed for short terms savings. Withdrawals limited to 6 per month without penalty.Holiday
Holiday Plus Accounts – save for all your special needs. Withdrawals are limited to twice a year. Remaining balance is distributed on November 1st each year. Perfect for saving for property taxes or holiday spending.Money Market
Money Market Accounts – designed to keep your funds liquid but have a better rate of return. Withdrawals limited to 6 per month without penalty. Minimum balance of $500.00. Tiered rates on higher balances.Share Certificate
Share Certificates – require a minimum deposit of $1,000.00. They are available with terms from 6 months to five years. Higher rates are available on amounts over $15,000.00.Checking
Absolutely Free Checking
Our checking account is just that – FREE! It’s designed to meet our members’ needs of economy and convenience. There is no monthly fee, nor is there a minimum balance required. Other free services include:
- Free VISA Debit Card
- Free Online Banking Service
- Free Online Bill Pay Service
- Unlimited Check Writing
- Free e-statements or paper statements whichever you prefer
- Cash access at Point of Sale (POS) terminals
- Surcharge free ATM withdrawals and deposits at thousands of CO-OP network ATM’s nationwide
- Seniors aged 62 and over, free box of checks maximum of two per year
Individual Retirement Accounts
We offer Traditional, Roth and Coverdell ESA individual retirement accounts to meet your financial needs. Whether you want to invest tax deductible contributions, non tax deductible, or specific for education we have an IRA for you.
Balances greater than $1,000.00 may be placed in an IRA Certificate Account and earn higher dividends.
Your Deposits are Federally Insured to $250,000 by NCUA, the National Credit Union Administration.