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Other Types Of Loans We Offer:

We are pleased to offer a variety of loan products to meet your financial needs! We take pride in knowing our members personally and we approve loans based on your credit-worthiness and ability to repay not your credit score.

Revolving Line of Credit

  • Designed for those unexpected expenses.
  • Use it only when you need it, pay interest only on the funds you’ve borrowed.
  • Convenient access online, over the phone or by visiting the branch.
  • Can be used for overdraft protection.

Overdraft Line of Credit

  • Designed to be tied to your checking account to cover:
    • a temporary shortfall from an unexpected expense, or
    • an “oops” in the math on your check register.
  • Pay interest only on the funds you’ve borrowed.

Signature Loan

  • Designed as a term loan to pay for a one time borrowing for a fixed expense such as:
    • major appliances
    • medical bills
    • bill consolidation
  • Repayment is fixed monthly payment for up to 36 months.

Share Secured Loan

  • A low interest option to borrow against your investment funds on deposit with the Credit Union.
  • Pay only 2.00% over the Share Certificate Rate you are earning.

Personal Property Loans

  • Designed as a term loan for purchases of units that are not titled, such as:
    • tractors
    • snow mobiles
    • hot tubs
    • golf carts
    • ATVs
    • computers, etc.
  • Loans are secured by a UCC filing with the State of Oregon.